Level: Intermediate · Data read from app.concrete.xyz/earn on the date above. Vault lists, APYs and TVL change - re-verify on the app before acting. TVL/APY figures were not rendered in the page text captured, so they are intentionally omitted here.
How to read a vault card
| Field | Meaning |
|---|
| Target APY / Live APY / 7-day live APY | Target = advertised goal; Live is a position-weighted average of reported APYs; 7-day is the same over a trailing week. None is guaranteed. |
| Curator | The operator who runs the strategy (Concrete, Royco, USDai…). |
| Withdrawal queue | How long/what model exits use. |
| Vault token / withdrawal token | What you receive on deposit / on requesting exit. |
| Wallet setup | Custody tech behind the strategy wallet (Fireblocks, Fordefi…). |
| Auditors | Firms that audited the vault code. |
| Permissioned | Deposits limited to approved participants. |
Live vaults at the snapshot
| Vault | Asset | Chain | Curator | Access | Notes |
|---|
| RWA USD1 | USD1 | Ethereum | Concrete | Permissioned | Target APY shown: 8%. Institutional RWA-style vault. |
| WBTC Vault | WBTC | Ethereum | Concrete | Open | Wallet: Fireblocks. Auditors listed: Halborn, Code4rena, Zellic. Withdrawal queue: 21 days. Address 0xf72bd5a56de97840f1fdd3641b556126c10aa1c4. |
| Royco ETH | ETH | Ethereum | Royco | Open (deposit happens on Royco's app) | Address 0x41Ce72E04D349Eb957bdc373baA9c69207032c56. Wallet: see Royco. |
| Senior Royco USDC | USDC | Ethereum | Royco | Open (via Royco) | Address 0xcd9f5907f92818bc06c9ad70217f089e190d2a32. |
| Concrete DeFi USDT | USDT | Ethereum | Concrete | Open | Share token ctDefiUSDT. Wallet: Fordefi (policy-controlled, approved signers). Auditors: Halborn, Cantina. Address 0x0e609b710da5e0aa476224b6c0e5445ccc21251e. |
| WeETH Vault | weETH | Ethereum | Concrete | Private / permissioned | - |
| Concrete Frontier | USDC | Ethereum | Concrete | Open | Wallet: Fireblocks. Auditors: Halborn, Cantina. Address 0xe72d4cc29285e33a1bd3f2a5e433256378ebfb88. |
| WLFIcx | (AssetCX-style cx vault) | Ethereum | Concrete | Permission required | Institutional. |
Completed campaigns
| Campaign | Network(s) | Curator | Status |
|---|
| USDai DEX & MM | Arbitrum | USDai | Completed → withdraw-only wind-down |
| Stable | Stable, Ethereum | Concrete | Completed → withdraw-only wind-down |
See Campaigns & pre-deposits.
Naming conventions
ct<Asset> - normal vault share (e.g. ctDefiUSDT).<asset>cx - AssetCX vaults for qualified-custody assets, shown as Permission Required.- "Senior"/"Frontier" etc. are product labels chosen by the vault deployer.
Compare vaults on your own criteria
Do not pick by APY alone. Check: strategy type, custody model, curator reputation, audit scope/date, withdrawal delay and caps, cooldowns, fee schedule and whether the vault is permissioned. The community Vault Explorer and Vault Optimizer tools help you compare (see Tools catalog).